Georgia Take-Home Pay Calculator
5.49% flat rateEstimate your net paycheck after federal taxes, FICA, and Georgia state income tax.
Last updated: April 2026
Georgia Income Tax
Georgia transitioned to a flat 5.49% income tax rate in 2024, with plans to reduce it further.
Georgia State Income Tax: What You Need to Know
Georgia transitioned to a flat 5.49% income tax rate in 2024, with plans to reduce it further.
Georgia moved to a flat income tax system starting in 2024, replacing its prior graduated brackets. The flat rate is scheduled to decrease gradually — to 5.39% in 2025, 5.29% in 2026, and potentially further. Georgia has no city income tax for most cities. Atlanta does not impose a separate city income tax on wages.
On top of state taxes, all workers also pay federal income tax based on the 2026 progressive brackets, plus FICA taxes: Social Security (6.2% up to $176,100) and Medicare (1.45% on all wages).
Our calculator applies Georgia's 5.49% flat rate to your gross income as a simplified estimate. Actual state taxes may vary based on deductions, exemptions, and local taxes not captured in this estimate.
Georgia Take-Home Pay Examples (2026, Single Filer)
Estimates based on standard deduction, no pre-tax deductions. Last updated: April 2026.
| Salary | Federal Tax | State Tax | FICA | Take-Home |
|---|---|---|---|---|
| $40,000 | $3,167 | $2,196 | $3,060 | $31,577 |
| $60,000 | $6,617 | $3,294 | $4,590 | $45,499 |
| $80,000 | $10,817 | $4,392 | $6,120 | $58,671 |
| $100,000 | $15,617 | $5,490 | $7,650 | $71,243 |
Frequently Asked Questions: Georgia Taxes
What is Georgia's income tax rate for 2026?
Georgia has a flat income tax rate of 5.29% for 2026 (reduced from 5.49% in 2024 and 5.39% in 2025). Georgia's legislature has mandated gradual annual reductions toward an eventual target rate of 4.99% or lower.
Does Atlanta have a city income tax?
No. Atlanta does not impose a city income tax on wages. Georgia workers in Atlanta only pay state and federal income taxes — there's no local withholding.
When did Georgia switch to a flat tax?
Georgia transitioned from a graduated income tax (with rates up to 5.75%) to a flat rate system starting January 1, 2024, as part of the Georgia Tax Reduction and Reform Act of 2022.
Is Georgia income tax going down?
Yes. Georgia's flat rate has been scheduled to decrease annually. It was 5.49% in 2024, 5.39% in 2025, 5.29% in 2026, with further reductions expected depending on state revenue conditions. The long-term target is approximately 4.99%.
Does Georgia tax Social Security benefits?
Partially. Georgia exempts up to $35,000 of retirement income from state tax for taxpayers age 62–64, and up to $65,000 for those 65 and older. Social Security benefits exempt from federal tax are also generally exempt from Georgia state tax.
What is Georgia minimum wage in 2026?
Georgia's state minimum wage is technically $5.15/hour, but the federal minimum wage of $7.25/hour preempts it for most covered employers. Georgia has not raised its minimum above the federal floor. Most Georgia workers are covered by the federal $7.25 minimum.