Texas Take-Home Pay Calculator
No State Income TaxEstimate your net paycheck after federal taxes, FICA, and Texas state income tax.
Last updated: April 2026
Texas Income Tax
Texas has no state income tax, constitutionally prohibited. The state funds itself through property and sales taxes.
Texas State Income Tax: What You Need to Know
Texas has no state income tax, constitutionally prohibited. The state funds itself through property and sales taxes.
Texas is one of nine states with no state income tax. The Texas Constitution prohibits a personal income tax. Workers in Texas only pay federal income tax and FICA — no state withholding from their paycheck. However, Texas has relatively high property taxes, typically 1.6–2.5% of assessed value, and an 8.25% state + local sales tax.
Living in a no-income-tax state gives you an immediate take-home pay advantage compared to workers in high-tax states. A worker earning $80,000 in Texas takes home approximately $6,000–$8,000 more per year than an equivalent worker in California or Oregon.
However, states without income taxes often offset revenue through higher property taxes, sales taxes, or fees. When comparing the overall tax burden between states, consider all taxes — not just income tax.
Texas Take-Home Pay Examples (2026, Single Filer)
Estimates based on standard deduction, no pre-tax deductions. Last updated: April 2026.
| Salary | Federal Tax | State Tax | FICA | Take-Home |
|---|---|---|---|---|
| $40,000 | $3,167 | $0 | $3,060 | $33,773 |
| $60,000 | $6,617 | $0 | $4,590 | $48,793 |
| $80,000 | $10,817 | $0 | $6,120 | $63,063 |
| $100,000 | $15,617 | $0 | $7,650 | $76,733 |
Frequently Asked Questions: Texas Taxes
Does Texas have a state income tax?
No. Texas is one of nine states with no state income tax. The Texas Constitution explicitly prohibits a personal income tax. Your paycheck in Texas is only reduced by federal income tax and FICA (Social Security and Medicare).
How much more do I take home working in Texas vs California?
Significantly more. A $80,000 salary in Texas yields roughly $63,063 take-home vs $57,695 in California — a difference of about $5,368 per year, which is roughly what you'd pay in California state income tax.
Does Texas have a city income tax?
No. Texas has no city or local income tax. Cities in Texas fund services through property taxes and sales taxes, not income taxes.
What taxes do Texas workers still pay?
Texas workers pay federal income tax (10–37% progressive brackets), Social Security (6.2% up to $176,100), and Medicare (1.45%). That's it — no state income tax, no local income tax.
Is working in Texas always better than a high-tax state?
Not necessarily. Texas has high property taxes (often 1.6–2.5% of home value) and no state income tax deduction on your federal return since the 2017 SALT cap. For renters in Texas, the savings on state income tax are mostly pure gain vs. a state like California.
What is Texas minimum wage in 2026?
Texas minimum wage is $7.25/hour — the federal minimum. Texas has no state minimum wage above the federal floor. Cities and counties in Texas are preempted from setting higher local minimums.