Utah Take-Home Pay Calculator
4.65% flat rateEstimate your net paycheck after federal taxes, FICA, and Utah state income tax.
Last updated: April 2026
Utah Income Tax
Utah uses a flat 4.65% income tax rate for all residents.
Utah State Income Tax: What You Need to Know
Utah uses a flat 4.65% income tax rate for all residents.
Utah has a flat 4.65% income tax rate applied to Utah taxable income. Utah's taxable income generally tracks federal adjusted gross income with Utah-specific adjustments. Utah allows the federal standard deduction as the baseline deduction. Utah also offers a taxpayer tax credit (6% of the federal standard deduction, phased out at higher incomes) that reduces the effective tax rate for lower and middle-income earners. Utah cities do not levy a local income tax on wages.
On top of state taxes, all workers also pay federal income tax based on the 2026 progressive brackets, plus FICA taxes: Social Security (6.2% up to $176,100) and Medicare (1.45% on all wages).
Our calculator applies Utah's 4.65% flat rate to your gross income as a simplified estimate. Actual state taxes may vary based on deductions, exemptions, and local taxes not captured in this estimate.
Utah Take-Home Pay Examples (2026, Single Filer)
Estimates based on standard deduction, no pre-tax deductions. Last updated: April 2026.
| Salary | Federal Tax | State Tax | FICA | Take-Home |
|---|---|---|---|---|
| $40,000 | $3,167 | $1,860 | $3,060 | $31,913 |
| $60,000 | $6,617 | $2,790 | $4,590 | $46,003 |
| $80,000 | $10,817 | $3,720 | $6,120 | $59,343 |
| $100,000 | $15,617 | $4,650 | $7,650 | $72,083 |
Frequently Asked Questions: Utah Taxes
What is Utah's income tax rate for 2026?
Utah has a flat 4.65% income tax rate for 2026 — the same rate for all income levels. Utah reduced its rate from 4.85% to 4.65% in 2022. The flat structure means every Utah taxpayer pays the same percentage regardless of whether they earn $30,000 or $300,000.
Does Utah have a local income tax?
No. Utah cities and counties do not impose a local income tax on wages. Salt Lake City, Provo, Ogden, and all other Utah communities have no local wage tax withholding. Utah workers pay only state and federal income taxes.
How does Utah's 4.65% rate compare to neighboring states?
Utah's 4.65% flat rate is lower than Colorado (4.4% flat) in some comparisons but higher than Idaho (5.8% flat) and Arizona (2.5% flat). Nevada and Wyoming on Utah's borders have no income tax at all. Within the Mountain West, Utah sits in the middle of the income tax spectrum.
What is Utah's taxpayer tax credit?
Utah allows a taxpayer tax credit equal to 6% of the federal standard deduction for the year. For a single filer in 2026, this is 6% × $15,000 = $900, applied as a direct credit against Utah tax. The credit phases out for higher-income taxpayers (begins reducing for single filers with income above approximately $15,000). This effectively creates a 0% bracket at the lowest income levels.
Does Utah tax Social Security benefits?
Utah taxes Social Security benefits to the extent they are federally taxable, but provides a credit that can offset the state tax for lower-income retirees. Utah's Social Security credit phases out as income rises, so higher-income retirees may owe state tax on Social Security benefits while lower-income retirees may effectively pay nothing.
What is Utah's minimum wage in 2026?
Utah's minimum wage is $7.25/hour — the federal minimum. Utah has not enacted a state minimum above the federal floor. Utah law preempts cities from setting higher local minimums, so no Utah city can mandate wages above $7.25/hour by local ordinance.