Oklahoma Take-Home Pay Calculator
4.75% top rateEstimate your net paycheck after federal taxes, FICA, and Oklahoma state income tax.
Last updated: April 2026
Oklahoma Income Tax
Oklahoma has a graduated income tax with a top rate of 4.75% on income over $7,200 (single).
Oklahoma State Income Tax: What You Need to Know
Oklahoma has a graduated income tax with a top rate of 4.75% on income over $7,200 (single).
Oklahoma has six income tax brackets with rates ranging from 0.25% to 4.75%. The top 4.75% rate kicks in at just $7,200, meaning most working adults pay the top rate on virtually all of their income. Oklahoma allows a standard deduction of $6,350 for single filers and a personal exemption of $1,000. Oklahoma has no city or local income tax on wages — Oklahoma City, Tulsa, and all other Oklahoma cities add no local wage tax. Oklahoma has been discussing further income tax reductions and is part of the broader Midwest/South trend of cutting income taxes.
On top of state taxes, all workers also pay federal income tax based on the 2026 progressive brackets, plus FICA taxes: Social Security (6.2% up to $176,100) and Medicare (1.45% on all wages).
Our calculator applies Oklahoma's 4.75% top rate to your gross income as a simplified estimate. Actual state taxes may vary based on deductions, exemptions, and local taxes not captured in this estimate.
Oklahoma Income Tax Brackets (2026, Single Filers)
| Income Range | Tax Rate |
|---|---|
| $0 – $1,000 | 0.25% |
| $1,000 – $2,500 | 0.75% |
| $2,500 – $3,750 | 1.75% |
| $3,750 – $4,900 | 2.75% |
| $4,900 – $7,200 | 3.75% |
| $7,200 – and above | 4.75% |
Oklahoma Take-Home Pay Examples (2026, Single Filer)
Estimates based on standard deduction, no pre-tax deductions. Last updated: April 2026.
| Salary | Federal Tax | State Tax | FICA | Take-Home |
|---|---|---|---|---|
| $40,000 | $3,167 | $1,630 | $3,060 | $32,143 |
| $60,000 | $6,617 | $2,580 | $4,590 | $46,213 |
| $80,000 | $10,817 | $3,530 | $6,120 | $59,533 |
| $100,000 | $15,617 | $4,480 | $7,650 | $72,253 |
Frequently Asked Questions: Oklahoma Taxes
What are Oklahoma's income tax brackets for 2026?
Oklahoma has six brackets: 0.25% on income up to $1,000, 0.75% on $1,000–$2,500, 1.75% on $2,500–$3,750, 2.75% on $3,750–$4,900, 3.75% on $4,900–$7,200, and 4.75% on all income above $7,200. Because the top bracket starts at just $7,200, virtually all income above that threshold is taxed at 4.75%. The progression at the lower brackets is fast but covers very little income.
Does Oklahoma have a local income tax?
No. Oklahoma cities and counties do not impose a local income tax on wages. Oklahoma City, Tulsa, Norman, and all other Oklahoma municipalities add no local wage withholding. Oklahoma workers pay only state and federal income taxes on earned income.
Does Oklahoma tax Social Security benefits?
Oklahoma does not tax Social Security benefits for most recipients. Oklahoma provides an exemption for Social Security income, and most retirees pay no state tax on their Social Security. Oklahoma also provides some exemptions for government retirement income. This makes Oklahoma relatively retirement-friendly despite the 4.75% top rate on other income.
Is Oklahoma reducing its income tax?
Oklahoma has been debating further income tax cuts, following the trend of neighboring states like Arkansas and Kansas. Governor Stitt has pushed for reductions or eventual elimination of the income tax. While significant cuts haven't yet been enacted as of 2026, the political environment suggests further reductions are possible in coming years.
How does Oklahoma compare to neighboring Texas and Arkansas?
Texas has no income tax — a significant advantage for Texas workers. Arkansas has cut its top rate to 4.9%, which is higher than Oklahoma's 4.75%. Kansas is at 5.7% top rate. So Oklahoma sits competitively between Texas (no tax) and its other neighbors on income tax burden.
What is Oklahoma's minimum wage in 2026?
Oklahoma's minimum wage is $7.25/hour — the federal minimum. Oklahoma has not raised its state minimum above the federal floor, and Oklahoma law preempts cities from setting higher local minimums. This places Oklahoma among the states that rely entirely on the federal minimum wage as their floor for worker pay.