Pennsylvania Take-Home Pay Calculator
3.07% flat rateEstimate your net paycheck after federal taxes, FICA, and Pennsylvania state income tax.
Last updated: April 2026
Pennsylvania Income Tax
Pennsylvania uses a flat 3.07% income tax rate for all residents, one of the simpler state tax systems.
Pennsylvania State Income Tax: What You Need to Know
Pennsylvania uses a flat 3.07% income tax rate for all residents, one of the simpler state tax systems.
Pennsylvania has one of the simplest state income taxes in the country: a flat 3.07% on all taxable income with no deductions or exemptions for most taxpayers. However, Philadelphia and several other PA cities impose a local earned income tax (Philadelphia: 3.75% for residents, 3.44% for nonresidents), which can significantly increase the tax burden for city workers.
On top of state taxes, all workers also pay federal income tax based on the 2026 progressive brackets, plus FICA taxes: Social Security (6.2% up to $176,100) and Medicare (1.45% on all wages).
Our calculator applies Pennsylvania's 3.07% flat rate to your gross income as a simplified estimate. Actual state taxes may vary based on deductions, exemptions, and local taxes not captured in this estimate.
Pennsylvania Take-Home Pay Examples (2026, Single Filer)
Estimates based on standard deduction, no pre-tax deductions. Last updated: April 2026.
| Salary | Federal Tax | State Tax | FICA | Take-Home |
|---|---|---|---|---|
| $40,000 | $3,167 | $1,228 | $3,060 | $32,545 |
| $60,000 | $6,617 | $1,842 | $4,590 | $46,951 |
| $80,000 | $10,817 | $2,456 | $6,120 | $60,607 |
| $100,000 | $15,617 | $3,070 | $7,650 | $73,663 |
Frequently Asked Questions: Pennsylvania Taxes
What is Pennsylvania's income tax rate for 2026?
Pennsylvania taxes all income at a flat 3.07% rate. This applies to wages, salaries, and most other income. There's no progressive bracket system — everyone pays the same rate regardless of income level.
Does Philadelphia have a city income tax?
Yes. Philadelphia residents pay a City Wage Tax of 3.75% on all earned income. Philadelphia non-residents who work in Philadelphia pay 3.44%. This is on top of the Pennsylvania state income tax of 3.07%, creating a combined state+local rate of 6.82% for Philly residents.
Are there other Pennsylvania cities with local income taxes?
Yes. Pennsylvania has over 2,700 local taxing jurisdictions. Most municipalities levy a Local Earned Income Tax (EIT) ranging from 1% to 3%. The rate depends on where you live and where you work — typically you pay the higher of the two rates.
Does Pennsylvania allow a standard deduction?
Pennsylvania does not allow a standard deduction like the federal system. The 3.07% flat rate applies to gross wages with limited deductions available. This makes PA's effective tax rate straightforward to calculate but means there's no reduction for lower-income filers.
How does Pennsylvania's tax rate compare to neighboring states?
Pennsylvania's 3.07% flat rate is lower than New York (up to 10.9%), New Jersey (up to 10.75%), and Maryland (up to 5.75%). It's comparable to Ohio (up to 3.99%). For most workers, Pennsylvania is a relatively low-tax state on income.
What is the effective total tax rate on a $60,000 salary in Pennsylvania?
A single filer earning $60,000 in Pennsylvania (outside Philadelphia) pays approximately $6,617 in federal tax, $1,842 in PA state tax, and $4,590 in FICA. Total taxes: ~$13,049, or about 21.7% effective rate — one of the lower total rates among states with income taxes.