Virginia Take-Home Pay Calculator
5.75% top rateEstimate your net paycheck after federal taxes, FICA, and Virginia state income tax.
Last updated: April 2026
Virginia Income Tax
Virginia has a graduated income tax with a top rate of 5.75% on income over $17,000.
Virginia State Income Tax: What You Need to Know
Virginia has a graduated income tax with a top rate of 5.75% on income over $17,000.
Virginia's income tax structure is straightforward but front-loaded — the top rate of 5.75% kicks in at just $17,000 of taxable income, so most working Virginians pay the top marginal rate on nearly all their income above that modest threshold. Virginia's standard deduction is $8,000 for single filers and $16,000 for married couples, which is higher than many states and meaningfully reduces the taxable base. Virginia conforms closely to federal adjusted gross income before applying its own deductions and exemptions. There is no local income tax in most Virginia jurisdictions, though a handful of cities like Alexandria have historically used their taxing authority in other ways. Virginia is also known for a relatively high cost of living, especially in Northern Virginia where proximity to D.C. drives up housing costs significantly.
On top of state taxes, all workers also pay federal income tax based on the 2026 progressive brackets, plus FICA taxes: Social Security (6.2% up to $176,100) and Medicare (1.45% on all wages).
Our calculator applies Virginia's 5.75% top rate to your gross income as a simplified estimate. Actual state taxes may vary based on deductions, exemptions, and local taxes not captured in this estimate.
Virginia Income Tax Brackets (2026, Single Filers)
| Income Range | Tax Rate |
|---|---|
| $0 – $3,000 | 2.00% |
| $3,000 – $5,000 | 3.00% |
| $5,000 – $17,000 | 5.00% |
| $17,000 – and above | 5.75% |
Virginia Take-Home Pay Examples (2026, Single Filer)
Estimates based on standard deduction, no pre-tax deductions. Last updated: April 2026.
| Salary | Federal Tax | State Tax | FICA | Take-Home |
|---|---|---|---|---|
| $40,000 | $3,167 | $2,043 | $3,060 | $31,730 |
| $60,000 | $6,617 | $3,193 | $4,590 | $45,600 |
| $80,000 | $10,817 | $4,343 | $6,120 | $58,720 |
| $100,000 | $15,617 | $5,493 | $7,650 | $71,240 |
Frequently Asked Questions: Virginia Taxes
What are Virginia's income tax brackets for 2026?
Virginia has four tax brackets for all filing statuses: 2% on income up to $3,000; 3% on $3,001–$5,000; 5% on $5,001–$17,000; and 5.75% on all income above $17,000. Because the top bracket kicks in at just $17,000, the vast majority of a working Virginian's income is taxed at 5.75%. Virginia's brackets have not been updated in decades and are not inflation-indexed.
What is Virginia's standard deduction for 2026?
Virginia's standard deduction is $8,000 for single filers and $16,000 for married filing jointly. Virginia also allows a personal exemption of $930 per taxpayer and dependent. This standard deduction is separate from the federal standard deduction — you file a separate Virginia return using Virginia's own rules regardless of how you filed federally.
Does Virginia have a local income tax?
No. Virginia does not allow localities to impose a separate local income tax on wages. Virginians pay only state income tax at the state level. This is different from neighboring Maryland, where many counties levy a local income tax on top of state income tax — a meaningful difference for workers who live near the border.
How does Virginia's income tax compare to Maryland and North Carolina?
Virginia's 5.75% top rate is lower than Maryland's combined state+county rate (typically 8–9.75% all-in) and roughly comparable to North Carolina's 4.5% flat rate. For most income levels, Virginia workers pay slightly more than North Carolinians but significantly less than Maryland workers when local taxes are included. The Washington D.C. area dynamic means many workers cross state lines based partly on tax considerations.
Does Virginia tax retirement income?
Virginia taxes most forms of retirement income, including traditional IRA distributions, 401(k) withdrawals, and private pensions, at regular income tax rates. However, Virginia provides an age deduction of up to $12,000 for taxpayers age 65 and older (subject to income phaseout). Social Security benefits are fully exempt from Virginia income tax.
What is Virginia's minimum wage in 2026?
Virginia's minimum wage is $12.00/hour in 2026. Virginia's wage was raised from the federal $7.25 floor in recent years and has been increasing incrementally. Virginia preempts cities and counties from setting higher local minimums, so $12.00/hour applies statewide. Virginia's minimum is below neighboring D.C. ($17.50) and Maryland ($15.00+), making it one of the lower minimums among mid-Atlantic states.