Maine Take-Home Pay Calculator
5.8% for most earnersEstimate your net paycheck after federal taxes, FICA, and Maine state income tax.
Last updated: April 2026
Maine Income Tax
Maine has a graduated income tax with rates up to 7.15%. Most earners pay around 5.8%.
Maine State Income Tax: What You Need to Know
Maine has a graduated income tax with rates up to 7.15%. Most earners pay around 5.8%.
Maine has a three-bracket graduated income tax: 5.8% on income up to $24,500, 6.75% on $24,500–$58,050, and 7.15% on income above $58,050 for single filers (2026 thresholds, inflation-adjusted). Maine conforms to the federal standard deduction ($15,000 for single filers in 2026). Maine also provides a personal exemption credit — a direct credit against tax owed of approximately $4,700 per taxpayer, not a deduction from income. Maine has no local income taxes — Portland, Bangor, and all other Maine cities add no local wage withholding.
On top of state taxes, all workers also pay federal income tax based on the 2026 progressive brackets, plus FICA taxes: Social Security (6.2% up to $176,100) and Medicare (1.45% on all wages).
Our calculator applies Maine's 5.8% for most earners to your gross income as a simplified estimate. Actual state taxes may vary based on deductions, exemptions, and local taxes not captured in this estimate.
Maine Income Tax Brackets (2026, Single Filers)
| Income Range | Tax Rate |
|---|---|
| $0 – $24,500 | 5.80% |
| $24,500 – $58,050 | 6.75% |
| $58,050 – and above | 7.15% |
Maine Take-Home Pay Examples (2026, Single Filer)
Estimates based on standard deduction, no pre-tax deductions. Last updated: April 2026.
| Salary | Federal Tax | State Tax | FICA | Take-Home |
|---|---|---|---|---|
| $40,000 | $3,167 | $1,177 | $3,060 | $32,596 |
| $60,000 | $6,617 | $2,488 | $4,590 | $46,305 |
| $80,000 | $10,817 | $3,847 | $6,120 | $59,216 |
| $100,000 | $15,617 | $5,277 | $7,650 | $71,456 |
Frequently Asked Questions: Maine Taxes
What are Maine's income tax brackets for 2026?
Maine has three income tax brackets for single filers: 5.8% on income up to $24,500; 6.75% on income from $24,500 to $58,050; and 7.15% on income above $58,050. These thresholds adjust annually for inflation. Maine conforms to the federal standard deduction ($15,000 for single filers in 2026), so Maine taxable income starts from the same base as federal taxable income.
How does Maine's personal exemption credit work?
Maine provides a personal exemption credit of approximately $4,700 per taxpayer applied directly against Maine income tax owed — not as a deduction from income. A credit reduces your tax bill dollar-for-dollar, which is more valuable than a deduction. For a taxpayer in the 5.8% bracket, a $4,700 credit is worth far more than a $4,700 deduction (which would only save about $273).
Does Maine have a local income tax?
No. Maine cities and towns do not impose a local income tax on wages. Portland, Bangor, Lewiston, and all other Maine municipalities add no local withholding. Maine workers pay only state and federal income taxes.
Does Maine tax Social Security benefits?
Partially. Maine follows federal treatment — if your Social Security benefits are partially taxable at the federal level (when combined income exceeds $25,000 for single filers), the same portion is generally taxable in Maine. Maine provides a Social Security income deduction for taxpayers age 62 and older that may reduce or eliminate state tax on those benefits.
How does Maine compare to neighboring New Hampshire on income taxes?
New Hampshire has no general income tax on wages (its investment income tax is being phased out). Maine, by contrast, tops at 7.15%. A $80,000 salary in Maine yields approximately $59,216 take-home vs roughly $63,000 in New Hampshire. The gap is substantial for higher earners and is a factor in cross-border commuting patterns.
What is Maine's minimum wage in 2026?
Maine's minimum wage is $14.65/hour in 2026, indexed to inflation under a 2016 law that set the rate to adjust annually with the Consumer Price Index. Maine's minimum is well above the federal floor and among the higher state minimums nationally.